If you were injured while performing your job, you are entitled to claim workers’ compensation benefits in Fort Lauderdale. Workers’ compensation insurance is mandatory for every FL business that employs four or more part-time or full-time employees. It is important to know how the workers’ compensation system works to claim your rightful benefits when you are injured in the workplace. You are entitled to medical expenses, lost wages, and disability benefits depending on the severity of your injuries. The most important thing is to hire a reliable workers’ compensation lawyer in Ft. Lauderdale, FL who can evaluate your case and explain your options.
There are dozens of personal injury law firms operating in Florida, but all these firms are not the best to handle your case. Your research plays a crucial role when selecting the best workers’ compensation lawyer in Ft. Lauderdale to handle your claim. Miami Workers’ Compensation Lawyers Coalition is your trusted partner in Ft. Lauderdale to handle your workers’ comp claim and get adequately compensated for your injuries. Our team of personal injury lawyers is highly specialized in handling all types of workers’ compensation claims in Florida. We have handled hundreds of claims just like yours in the past few years and won millions of dollars on behalf of our clients. Contact Miami Workers’ Compensation Lawyers Coalition today at (786) 686-2857 to schedule your risk-free consultation with one of our skilled work comp attorneys.
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Florida Workers’ Compensation Income Limits
Workers’ compensation insurance is designed to protect employers from personal injury lawsuits from injured employees. The system consists of two parts as Part-A and Part-B. Part-A pays out limitless amounts of medical expenses and lost wages to injured employees while Part-B protects the employer from pocketing out legal fees and compensation to injured employees who file personal injury claims against the employer. The employer can increase the income limits depending on his/her needs and budget. Here are the Workers’ compensation income limits in Florida:
- $500,000 limit for bodily injuries due to infection
- $100,000 limit per employee for bodily injuries due to infection
- $100,000 per occurrence for bodily injuries
Types of Benefits from Workers’ Compensation in Florida
Florida’s workers’ compensation system has four types of disability benefits to protect injured workers. The type most suited for the employee depends on his/her severity of injuries and how long the injuries last. Here are the four types of disability benefits in Ft. Lauderdale, FL :
Temporary Total Disability Benefits (TTD)
Temporary total disability benefits are paid if an injured worker cannot work for seven days due to his/her injuries. If the worker is incapacitated for 21 days, disability benefits will be paid for the first seven days as well. TTD benefits will last for 500 weeks with the opportunity to expand the period depending on how long the injured employee takes to heal. The TTD payment is 2/3 of the injured worker’s average weekly wage (AWW).
Temporary Partial Disability Benefits (TPD)
TPD is usually reserved for injured employees who are able to return to work in a different capacity or light-duty. The injured employee will most probably earn less pay than he or she earned before the injury, and TPD is designed to fill the financial gap. The seven-day period applies to TPD too. TPD is usually the difference between the two pays the worker received before and after the injury. TPD can also continue for 500 weeks depending on the severity of the injuries of the employee.
Permanent Partial Disability Benefits (PPD)
PPD is usually paid when the injured worker reaches the end of the healing time period. It is known as MMI or maximum medical improvement. The worker can continue to experience pain and discomfort even after reaching MMI. The insurance company will decide to settle the claim when the employee has reached MMI.
Permanent Total Disability Benefits (PTD)
PTD is paid after the treating physician certifies that the injured employee’s treatments are complete. PTD is paid under restricted conditions to injured workers who meet certain rules. These employees are qualified to receive disability benefits forever.
How Are Workers’ Compensation Benefits In Ft. Lauderdale Calculated?
Workers’ comp benefits in Fort Lauderdale are calculated based on the average weekly wage (AWW) of the injured worker. There are four techniques to determine the AWW in the state of Florida:
- If the injured workers had been employed for more than one year, AWW is the aggregate sum of money received over the last 52 weeks before the injury.
- If the injured worker had been employed for less than one year, AWW is the total pay received divided by the number of weeks the employee worked.
- If the injured employee had been employed for a short time, AWW is the average pay received by comparative workers in the company.
- If nothing of the above is relevant to the injured worker, the AWW is calculated by taking the amount of money the employee would receive for a certain period of time if not for his/her injuries.
Are Workers’ Compensation Benefits In Ft. Lauderdale Taxed?
No. Workers’ compensation benefits aren’t taxed in Ft. Lauderdale FL. But there is an exception to this rule in case the injured employee gets back to work in a different position or on light-duty. In such an event, a portion of the wages earned by the employee in the new position will be taxed.
How To Get My Workers’ Compensation Benefits In Fort Lauderdale, FL?
When you are injured at work, you are entitled to claim compensation for your injuries. Workers’ compensation insurance will compensate you depending on the severity of your injuries and how long they take to heal. The most important thing is to work with a reliable workers’ compensation lawyer in Ft. Lauderdale FL to obtain maximum compensation for your injuries. Miami Workers’ Compensation Lawyers Coalition is your trusted partner in Ft. Lauderdale to handle your claim. We have the necessary expertise and experience to handle your claim efficiently. Contact Miami Workers’ Compensation Lawyers Coalition today at (786) 686-2857 to represent your workers’ compensation claim in Ft. Lauderdale, FL.