If you get sick or injured due to unsafe conditions in your workplace, you have the right to claim workers’ compensation benefits in Miami Beach, FL. Workers’ compensation provides benefits for medical expenses, disability benefits, lost wages, and even death benefits.
However, it is difficult to get the workers’ compensation benefits on your own. This is because insurers and employers hate giving compensation benefits to injured workers. They lose money if they always pay the maximum compensation. That is why they are willing to fight you. They can even deny your claim.
It is necessary to hire credible workers’ compensation lawyers to help you get the workers’ compensation benefits you rightfully deserve. Lawyers understand how the workers’ compensation laws work, so they are more likely to get you the full compensation.
Looking for the best workers’ compensation lawyers in Miami Beach, Florida? If yes, then contact Miami Workers’ Compensation Lawyers Coalition. Our lawyers handle workers’ compensation cases on behalf of our clients. We will do whatever it takes to get you the benefits you rightfully deserve. Let us handle your case, so contact us today.
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Florida Workers’ Compensation Income Limits
Negligent employers can make the workplace unsafe for their employees, increasing the number of workplace accidents. Therefore, the workers’ compensation insurance protects the employer from lawsuits emerging from these workplace accidents.
There are two parts of workers’ compensation insurance:
Part A – It pays out a limitless sum for medical expenses and lost wages.
Part B – It protects the employer in case the injured employee sues for more money.
Workers’ compensation coverage covers settlements, lawyer protection expenses, court charges, and lawful costs. Even though business owners in Florida can choose the cutoff points, here are the cutoff points in Florida:
$500,000 limit for injuries from an illness
$100,000 for injuries per incident
$100,000 per employee for real injuries from a work-related disease
Types of Florida Workers’ Compensation Benefits
Here are the 4 types of workers’ compensation benefits in Miami Beach, Florida:
Temporary Total Disability Benefits in Florida Workers’ Comp (TTD)
It is paid after the illness or workplace accident as the employee recuperates. If the injured employee cannot work because of the injury, the employee in question can access temporary total disability benefits. The injured employee will receive TTD after 7 days.
If the injured employee remains disabled for over 21 days, the employee gets paid for the 7 days they had to wait to receive TTD. The amount of TTD installments is 2/3rd of the normal average weekly salary of the injured employee. TTD may continue for 500 weeks.
Temporary Partial Disability Benefits in Florida Workers’ Comp (TPD)
If the injured employee returns to work as they recuperate, then TPD is paid. The injured employee will also receive TPD after 7 days. The amount of TPD installments is 2/3rd is the difference between the wage the injured employee will earn after getting injured and the average weekly wage of the employee. TPD may also continue for 500 weeks.
Permanent Partial Disability Benefits in Florida Workers’ Comp (PPD)
Once the injured employee reaches the end of their recuperating period, PPD is paid. This is mostly called the Maximum Medical Improvement. However, if the injured worker cannot perform in their job due to an impairment of one of their body parts, then the injured worker will continue receiving benefits for a specific number of weeks, depending on the body part.
Permanent Total Disability Benefits in Florida Workers’ Comp (PTD)
If the injured employee meets certain conditions, then PTD is paid. However, the employee will get these benefits under restricted conditions. The injured employee may even receive disability payments for the rest of their life. If the employee loses both eyes, legs, hands, or a combination of two body parts, then the employee will be paid PTD.
How Are Florida Workers’ Compensation Benefits Calculated?
The injured employee’s average weekly wage is mostly used to calculate the workers’ compensation benefits.
If the injured worker has been on the job for more than one year, then you divide the sum of the money earned in 52 weeks before the workplace accident by 52 to get the average weekly wage of the employee. It does not include the over 7 days, which the employee did not work.
If the injured worker has not worked for more than a year, then you divide the number of weeks the employee worked to get the average weekly wage of the employee.
If the injured worker has only been working for a short time, then you can consider the wages of similar workers.
If all these do not apply, then you approximate the amount of money the employee may be earning if it were not for the injury to get the average weekly wage of the employee.
Are Florida Workers’ Compensation Benefits Taxed?
The workers’ compensation benefits are not taxed in Miami Beach, Florida. However, if the injured employee goes back to work to do some work, the money the employee will earn will be taxed.
If the employee receives TPD benefits as they work, the TPD benefits will not be taxed.
How Can I Get My Workers’ Compensation Benefits in Miami Beach?
You have the right to seek workers’ compensation benefits in Miami Beach, Florida. However, it can take time to prepare your case since the workers’ compensation laws are complicated and complex.
You can represent yourself. However, we do not encourage you to do it. Why? You are more likely to lose the benefits.
Instead, hire a reputable and knowledgeable workers’ compensation attorney in Miami Beach, FL to get you the workers’ comp benefits you rightfully deserve. It is easy to trust your lawyer since your lawyer will make sure you get the full amount. Also, you need to focus on recuperating, so let a professional handle your claim.
At Miami Workers’ Compensation Lawyers Coalition, we take pride in protecting the rights of our clients. We will never leave you alone. We will focus on you and your case. We have helped several injured employees recover full workers’ compensation benefits for their work-related injuries. We will help you too. Contact us today to schedule your initial consultation. We will review your case for FREE!