Workers’ Compensation Claims Process in Miami Springs, FL
- Workers' Compensation
When you get injured or fall sick while at work, in Miami Springs, Florida, you may be eligible for compensation for the injuries from the workers’ compensation coverage of your employer. However, trying to handle the workers’ compensation claims process in Miami Springs on your own only adds more stress to what you’re already going through.
That is why it is advisable to consult with a seasoned workers’ compensation lawyer in Miami Springs, FL about your claim. The lawyer will give you legal advice and the steps to take in order to get maximum compensation.
There are numerous lawyers in Miami Springs that specialize in workers’ compensation, but not all of them are created equal. Doing your homework plays a vital role in choosing the best workers’ compensation attorney for your claim. Miami Workers’ Compensation Coalition is a reputed source when it comes to dealing with various forms of personal injury lawsuits.
Our skilled and seasoned attorneys have handled numerous workers’ compensation lawsuits and know everything there is in regard to this type of law in Florida. Our experienced lawyers will work hard to guide you throughout the claim process with the aim of seeking maximum compensation for your injuries or illness. That’s why it’s best to rely on Miami Workers’ Compensation Coalition when you have sustained an injury at work and wish to make a claim.
Call us today at [PHONE] for guidance on the Miami Springs workers’ compensation claims process.
Table of Contents
How to Tell if Your Injury Will be Covered by a Workers’ Compensation Claim
When you develop an occupational illness or get injured while at work, it is considered a workers’ compensation injury, and it’s covered by your employer’s workers’ comp insurance policy. Most of the injuries that happen while on the job are covered by this type of insurance, and this includes accidents and illnesses caused by exposure to work equipment, materials, activities, chemicals, etc. For your injury to qualify for settlement through workers’ compensation:
- You have to be an employee
- You need to have been injured while employed
- The injury or illness should be work-related
- Your boss needs to have purchased workers’ comp insurance
Some of the most common work-related injuries covered by this policy include:
- Back, shoulder, and knee injuries
- Trip, slip, and fall injuries
- Amputations that happen in industrial or factory settings
- Electrocution and burns
- Eye injuries or hearing loss
- Traumatic brain injury
- Extreme pulmonary conditions such as asthma
- Injury caused by malfunctioning or dangerous tools and equipment
- Mesothelioma is caused by asbestos exposure.
Keep in mind that workers’ compensation does not cover the following:
- Self-inflicted injuries
- Injuries as a result of fighting
- Injuries that happen after violating company rules or policies
- Stress and similar psychiatric disorders
- Injuries that happen while under the influence of drugs or alcohol
- Injuries that happen while committing a crime
Time is a vital factor when it comes to filing a workers’ compensation claim. You have a limited number of days to report the illness or injury and initiate the claim process. It is advisable to report the illness or injury to your supervisor and/or employer as soon as it happens.
If you delay filing a claim, the chances of both the employer and insurance carrier denying or disputing your claim increase. A competent lawyer will assess your case, and tell you if you have a viable case and whether your injuries are covered by the policy.
How Long do I Have to Initiate the Workers’ Compensation Claims Process in Miami Springs?
Florida has a statute of limitations on how long employees have to file a workers’ compensation claim. As a worker, you are expected to file a worker’s comp claim within 2 years from the day you sustained an injury or occupational illness. This time limit is meant to preserve the availability of witnesses and evidence. If you fail to file a claim before the statute of limitations expires, you won’t be able to seek settlement for injuries sustained while on the job.
How to Start a Miami Springs Workers’ Comp Claim Process in Florida?
When you get injured from a work-related accident, you should notify your supervisor or employer as soon as possible and file a workers’ compensation claim with the state’s Industrial Commission. Do not rely on your boss to handle the situation on your behalf. In fact, the state of Florida has limits when it comes to notifying your supervisor or employer about your injuries in addition to filing a claim. As mentioned earlier, you have 2 years from the date of injury to file a workers’ compensation claim. As for notifying your employer, you need to do it within 30 days.
You are expected to complete the Form 18 form and file a claim with the Florida State Board of Workers’ Compensation. After you have done this, your employer and their insurance provider can either accept, deny or dispute your claim. It is important to ensure that Form 18 is filed properly with the Industrial Commission. That’s because the information you reveal will play a major role in the outcome of your claim. This is another reason not to depend on your employer for the filing process.
What Benefits am I Eligible For?
If you have sustained an injury while on the job, you are eligible for medical benefits such as medical expenses, physical therapy, transportation expenses, prescriptions, etc.
You may also be entitled to weekly wage benefits if you can’t work for more than seven days as a result of the accident or illness. The compensation is usually two-thirds of the average weekly wage in Florida, with a maximum of $746 per week. You’ll be eligible for these benefits for up to 104 weeks.
Hire a Workers’ Compensation Lawyer for Your Claim Process Today!
If you have sustained an injury or fallen ill while on the job in Miami Springs, Florida, you’re entitled to compensation for damages through the workers’ compensation insurance cover of your employer. For such an important cause, it is best to have a legal representative by your side. The Miami Workers’ Compensation Lawyers Coalition provides the best representation for these cases. Call our offices at [PHONE], and our team will guide you through the steps of a Miami Springs workers’ compensation claim process.