The workplace is where you go to make ends meet and sustain yourself in these harsh economic times. There’s nothing worse than getting hurt while you were fulfilling your duties to put food on your table. Other than the workplace being a place you make a living, it should also guarantee your safety and ensure you get back home to your loved ones at the end of the day. However, that is in an ideal world, and we don’t live in such a place. Workplace accidents occur every time, with some being more severe than others. So what do you do when you get hurt while you were on official company time?
Fear not! Florida law mandates that all businesses must carry a workers’ compensation insurance policy that covers their employees. The whole reason for the workers’ compensation system is to protect employees who have fallen victim to workplace injuries. If you got hurt while fulfilling your company duties, you are entitled to receive reimbursement for your troubles regardless if you were at fault for the said accident. If you find yourself in such a scenario, you should think about consulting with a professional workers’ compensation attorney to guide you through the claims process successfully.
If you have been the victim of workplace injury in Coral Gables, FL, and don’t understand how the workers’ compensation claims process works, you should reach out to the law offices of Miami Workers’ Compensation Lawyers Coalition to speak with one of our representatives and figure out your best course of action. Call us TODAY at (786) 686-2857 to get the help you deserve!
How Can I Know If My Injury Will Be Covered By A Workers’ Comp Claim?
The whole gist of having workers’ compensation insurance is protecting employees who have been injured while they were fulfilling their work duties. Workers’ compensation law in Florida makes sure that victims of workplace injuries receive benefits regardless of who was at fault. This suggests that an employee can get compensated even if S/he is liable for the accident that resulted in their injuries.
Some of the common workplace injuries you can pursue a workers’ comp claim include:
- Slip, fall, and outing injuries
- Burns, electrocutions
- Eye injuries or hearing misfortune
- Traumatic cerebrum injuries
- Knee, back, and shoulder injuries
- Mesothelioma resulting from asbestos exposure
- Severe pneumonic conditions such as asthma
- Injuries resulting from risky or imperfect machinery and apparatuses
When it comes to documenting workers’ compensation claims, time is of the essence. The victim in question has a fixed number of days in which they can report the incident and begin the workers’ compensation claims procedure to seek reimbursement for injuries suffered. The injured employee should notify the sickness or injury to his/her manager or business when it occurs.
If you don’t record your claim to relevant authorities within the set number of days, the insurance provider can reject your case. Although most illnesses and injuries suffered in the workplace are covered under workers’ compensation insurance, there are some incidences when Workers’ comp protection may not be applicable. These include:
-Injuries sustained as a result of a personal fight not linked to the job
-Injuries that occur while engaging in practical jokes or while affected by drugs or alcohol
-Injuries that occur while not following company policies
-Stress and other mental disorders
Under such circumstances, your workers’ comp attorney is the best person to evaluate your case and establish if your injuries will be covered by a Workers’ Comp Claim. We at the offices of Miami Workers’ Compensation Lawyers Coalition can definitely do that for you.
How Long Do You Have to File A Workers’ Comp Claim In Florida?
The state of Florida has a timeframe in which the victim of a workplace injury can file their workers’ comp claim. The statute of limitations in Florida is two years following the date of injury. Not filing your workers’ compensation claim within the stipulated time limit will bar you from pursuing any form of compensation for injuries suffered.
How To File The Workers’ Comp Claim In Florida?
To file a workers’ compensation claim in Florida, you essentially need to follow these three steps.
Firstly, notify the supervisor, manager, or employer as soon as you have suffered an illness or injury in order to safeguard your right of filing a claim. Florida law stipulates that you must report your illness or injury within 30 days of the injury date, or when you’ve been diagnosed with the illness. In order to have an airtight case, it would be prudent to record a statement of your injury immediately to eliminate the possibility of your employer alleging that your claim is null because you didn’t report the incident in a timely fashion.
Secondly, following a workplace injury, it’s crucial that you seek out medical treatment immediately. Your employer can provide you with a list of approved medical practitioners you can go to and are conversant with worker’s compensation cases. Also, inform your physician about the association between the injury, your work, and the accident can go a long way in getting you the reimbursement you are owed.
Lastly, your claim should be documented with the Florida Division of Workers’ Compensation. But you have two years following the accident date to file a workers’ comp claim.
The Miami Workers’ Compensation Lawyers Coalition In Coral Gables Can Help You!
When you sustain an injury at the workplace, workers’ compensation gives you grounds to pursue compensation. You shouldn’t be intimidated by your employer or insurer into giving up your right to seek reimbursement or be dubbed into messing up your claim. Given how intricate the workers’ compensation claim process can be, it would be in your best interest to enlist the services of professionals. We, at workers’ compensation Miami Workers’ Compensation Lawyers Coalition are well-versed in Florida’s workers’ compensation regulations and guarantee to recover payment for any injuries that you may have suffered while working for your employer.
For more information regarding your workers’ compensation claim, contact us at (786) 686-2857 to get a non-obligatory FREE initial consultation.